Mortgage Finance and Home Loans

<body topmargin=0 leftmargin=0 marginheight=0 marginwidth=0> <table cellpadding=0 cellspacing=0 border=0 height="100%"><tr> <td valign="top" colspan=2 height=165 BGCOLOR="#FFFFCC" TEXT="#080000"> <div> <I><B><IMG SRC="18ffe690.png" border=0 width="254" height="105" ALT="Microsoft Photo Editor 3.0 Photo" ALIGN="BOTTOM" HSPACE="0" VSPACE="0"></B></I><FONT SIZE="5" COLOR="#336633" FACE="Times New Roman" ><I><B>Mortgage Finance and Home Loans</B></I></FONT><FONT SIZE="5" COLOR="#003300" FACE="Times New Roman" ><I><B> </B></I></FONT><I><B> <marquee><b>Locally Owned, National Programs, Trusted Advice</b</marquee>  </B></I></div> <div> </div> </td> </tr><tr> <td valign="top" width=18.125% BGCOLOR="#FFFFCC" TEXT="#080000"> <div> <I><B><IMG SRC="0ec925f0.jpg" border=0 width="146" height="95" ALIGN="BOTTOM" HSPACE="0" VSPACE="0"></B></I></div> <div> <A HREF="id60.htm" TARGET="_top" TITLE="Purchase"><I><B><IMG SRC="0cf92290.jpg" border=0 width="146" height="41" ALIGN="BOTTOM" HSPACE="0" VSPACE="3"></B></I></A><A HREF="id35.htm" TARGET="_top" TITLE="Second Mortgage"><I><B><IMG SRC="0d492290.jpg" border=0 width="146" height="41" ALIGN="BOTTOM" HSPACE="0" VSPACE="2"></B></I></A></div> <div> <A HREF="id30.htm" TARGET="_top" TITLE="Line of Credit"><I><B><IMG SRC="0d992290.jpg" border=0 width="146" height="41" ALIGN="BOTTOM" HSPACE="0" VSPACE="2"></B></I></A></div> <div> <A HREF="id16.htm" TARGET="_top" TITLE="Refinance"><I><B><IMG SRC="0d792290.jpg" border=0 width="146" height="41" ALIGN="BOTTOM" HSPACE="0" VSPACE="0"></B></I></A></div> <div> <I><B><IMG SRC="0dd92290.jpg" border=0 width="146" height="41" ALIGN="BOTTOM" HSPACE="0" VSPACE="0"></B></I></div> <div> <I><B><IMG SRC="0e092290.jpg" border=0 width="146" height="41" ALIGN="BOTTOM" HSPACE="0" VSPACE="0"></B></I></div> <div> <A HREF="id17.htm" TARGET="_top" TITLE="Commercial Loans"><I><B><IMG SRC="0db92280.jpg" border=0 width="146" height="40" ALIGN="BOTTOM" HSPACE="0" VSPACE="0"></B></I></A></div> <div> <A HREF="id55.htm" TARGET="_top" TITLE="VA"><I><B><IMG SRC="0e292290.jpg" border=0 width="146" height="41" ALIGN="BOTTOM" HSPACE="0" VSPACE="0"></B></I></A></div> </td> <td valign="top" height=315 width="100%" BGCOLOR="#FFFFFF" TEXT="#080000"> <div> <A HREF="id15.htm" TARGET="_top" TITLE="Loan Information">Loan Information</A>   |   <A HREF="id60.htm" TARGET="_top" TITLE="Purchase">Purchase</A>   |   <A HREF="id16.htm" TARGET="_top" TITLE="Refinance">Refinance</A>   |   <A HREF="id59.htm" TARGET="_top" TITLE="Loan Options">Loan Options</A>   |   <A HREF="id21.htm" TARGET="_top" TITLE="Loans 101">Loans 101</A>   |   <A HREF="id19.htm" TARGET="_top" TITLE="Construction Loans">Construction Loans</A>   |   <A HREF="id61.htm" TARGET="_top" TITLE="Income Property">Income Property</A>   |   <A HREF="id17.htm" TARGET="_top" TITLE="Commercial Loans">Commercial Loans</A>   |   <A HREF="id18.htm" TARGET="_top" TITLE="Self Employed">Self Employed</A>   |   <A HREF="id38.htm" TARGET="_top" TITLE="Quick Quote">Quick Quote</A>   |   <A HREF="id3.htm" TARGET="_top" TITLE="Loan Application">Loan Application</A>   |   <A HREF="id39.htm" TARGET="_top" TITLE="Fax Application">Fax Application</A>   |   <A HREF="id29.htm" TARGET="_top" TITLE="Current Rates">Current Rates</A>   |   <A HREF="id31.htm" TARGET="_top" TITLE="Prequalify">Pre-qualify</A>   |   <A HREF="id20.htm" TARGET="_top" TITLE="Selling Your Home">Selling Your Home</A>   |   <A HREF="id56.htm" TARGET="_top" TITLE="About Us">About Us</A>   |   <A HREF="id2.htm" TARGET="_top" TITLE="Meet the Staff">Meet the Staff</A>   |   <A HREF="id4.htm" TARGET="_top" TITLE="Location">Location</A>   |   <A HREF="id6.htm" TARGET="_top" TITLE="Contact Us">Contact Us</A>   |   <A HREF="id22.htm" TARGET="_top" TITLE="Loan Calculator">Loan Calculator</A>   |   <A HREF="id28.htm" TARGET="_top" TITLE="Closing Cost">Closing Cost</A>   |   <A HREF="id62.htm" TARGET="_top" TITLE="Apply Now">Apply Now</A>   |   <A HREF="id63.htm" TARGET="_top" TITLE="How do I get started? ">How do I get started? </A></div> <bR> <div> <I><B>Phone: 541-868-1850</B></I></div> <div> <I><B>Toll Free: 1-866-305-1811</B></I></div> <div> <I><B>Fax: 541-868-1859</B></I></div> <div> <I><B>44 Club Road Suite #330</B></I></div> <div> <I><B>Eugene, Oregon 97401</B></I></div> <div> <I><B>(We share a parking lot with McMenamin's North Bank Restaurant between Alton Baker Park and the I-105 freeway</B></I><FONT SIZE="4" COLOR="#336633" FACE="Times New Roman" ><I><B>)</B></I></FONT></div> <DIV ALIGN="LEFT"></DIV> <div> <I><B> <TABLE BORDER="3" CELLPADDING="2" CELLSPACING="1" WIDTH="699" BORDERCOLORLIGHT="#C0C0C0" BORDERCOLORDARK="#808080" FRAME="BOX" RULES="ALL" ALIGN="LEFT" HSPACE="0" VSPACE="0" > <tR> <tD VALIGN=TOP HEIGHT= 185 ><NOBR><div> <I><B><U><IMG SRC="1cf8e1c0.jpg" border=0 width="142" height="28" ALIGN="BOTTOM" HSPACE="0" VSPACE="0"></U></B></I></div> <div> <A HREF="id60.htm" TARGET="_top" TITLE="Purchase"><I><B>Purchase </B></I></A></div> <div> <A HREF="id16.htm" TARGET="_top" TITLE="Refinance"><I><B>Refinance</B></I></A><I><B> </B></I></div> <div> <A HREF="id19.htm" TARGET="_top" TITLE="Construction Loans"><I><B>Construction</B></I></A><I><B> </B></I></div> <div> <A HREF="id35.htm" TARGET="_top" TITLE="Second Mortgage"><I><B>Second Mortgage</B></I></A><I><B> </B></I></div> <div> <A HREF="id30.htm" TARGET="_top" TITLE="Line of Credit"><I><B>Line of Credit</B></I></A><I><B> </B></I></div> <div> <A HREF="id17.htm" TARGET="_top" TITLE="Commercial Loans"><I><B>Commercial Proper</B></I></A><I><B>ty</B></I></div> </NOBR></tD> <tD VALIGN=TOP><NOBR><div> <A HREF="id59.htm" TARGET="_top" TITLE="Loan Options"><I><B><IMG SRC="1d5981c0.jpg" border=0 width="152" height="28" ALIGN="BOTTOM" HSPACE="0" VSPACE="0"></B></I></A></div> <div> <A HREF="id26.htm" TARGET="_top" TITLE="No Money Down Loans"><I><B>No Closing Costs </B></I></A></div> <div> <A HREF="id24.htm" TARGET="_top" TITLE="Fixed Interest Loans"><I><B>Fixed interest</B></I></A></div> <div> <A HREF="id25.htm" TARGET="_top" TITLE="Adjustable Rate Mortgages"><I><B>Variable interest</B></I></A></div> <div> <A HREF="id27.htm" TARGET="_top" TITLE="Interest Only Loans"><I><B>Interest Only</B></I></A></div> <div> <A HREF="id26.htm" TARGET="_top" TITLE="No Money Down Loans"><I><B>No money down </B></I></A></div> <div> <A HREF="id37.htm" TARGET="_top" TITLE="Stated Income"><I><B>No income qualifying</B></I></A><I><B> </B></I></div> <div> <A HREF="id37.htm" TARGET="_top" TITLE="Stated Income"><I><B>Self Employed </B></I></A></div> <div> <A HREF="id34.htm" TARGET="_top" TITLE="First Time Buyer"><I><B>First time buyer</B></I></A></div> </NOBR></tD> <tD VALIGN=TOP><NOBR><div> <A HREF="id15.htm" TARGET="_top" TITLE="Loan Information"><I><B><IMG SRC="1d3bc1e0.jpg" border=0 width="188" height="30" ALIGN="BOTTOM" HSPACE="0" VSPACE="0"></B></I></A></div> <div> <I><B>So which one is right for me?</B></I></div> <bR> </NOBR></tD> <tD VALIGN=TOP><NOBR><div> <A HREF="id3.htm" TARGET="_top" TITLE="Loan Application"><I><B><IMG SRC="0e471170.png" border=0 width="113" height="23" ALIGN="BOTTOM" HSPACE="0" VSPACE="0"></B></I></A></div> </NOBR></tD> </tR> <tR> <tD VALIGN=TOP HEIGHT= 144 ><NOBR><div> <A HREF="id34.htm" TARGET="_top" TITLE="First Time Buyer"><I><B><IMG SRC="08272190.png" border=0 width="114" height="25" ALIGN="BOTTOM" HSPACE="0" VSPACE="0"></B></I></A></div> <div> <A HREF="id21_so_how_much_of_a_mortgage_can_you.htm" TARGET="_top" TITLE="Loans 101"><I><B>What can I afford?</B></I></A><I><B> </B></I></div> <div> <I><B>What is my payment? </B></I></div> <div> <A HREF="id63.htm" TARGET="_top" TITLE="How do I get started? "><I><B>How do I get started? </B></I></A></div> <div> <A HREF="id58.htm" TARGET="_top" TITLE="Home Search"><I><B>Search for a home </B></I></A></div> <div> <A HREF="id48.htm" TARGET="_top" TITLE="Find a REALTOR®"><I><B>Find a Realtor</B></I></A></div> </NOBR></tD> <tD VALIGN=TOP WIDTH="158"><div> <A HREF="id62.htm" TARGET="_top" TITLE="Apply Now"><I><B><IMG SRC="0e3681f0.png" border=0 width="104" height="31" ALIGN="BOTTOM" HSPACE="0" VSPACE="0"></B></I></A></div> </tD> <tD VALIGN=TOP><NOBR><div> <A HREF="id20.htm" TARGET="_top" TITLE="Selling Your Home"><I><B><IMG SRC="0819e190.png" border=0 width="158" height="25" ALIGN="BOTTOM" HSPACE="0" VSPACE="0"></B></I></A></div> <div> <A HREF="id48.htm" TARGET="_top" TITLE="Find a REALTOR®"><I><B>Find a Realtor</B></I></A><A HREF="id48.htm" TARGET="_top" TITLE="Find a REALTOR®"><I><B> </B></I></A></div> <div> <A HREF="id20.htm" TARGET="_top" TITLE="Selling Your Home"><I><B>For Sale by Owner</B></I></A><A HREF="id20.htm" TARGET="_top" TITLE="Selling Your Home"><I><B> </B></I></A></div> <div> <A HREF="id20.htm" TARGET="_top" TITLE="Selling Your Home"><I><B>Free Marketing Plan.</B></I></A><A HREF="id20.htm" TARGET="_top" TITLE="Selling Your Home"><I><B> </B></I></A></div> <div> <A HREF="id20.htm" TARGET="_top" TITLE="Selling Your Home"><I><B>Prepare your Home for Sale </B></I></A></div> <bR> <bR> </NOBR></tD> <tD VALIGN=TOP><NOBR><div> <A HREF="id38.htm" TARGET="_top" TITLE="Quick Quote"><I><B><IMG SRC="08472190.png" border=0 width="114" height="25" ALIGN="BOTTOM" HSPACE="0" VSPACE="0"></B></I></A></div> </NOBR></tD> </tR> <tR> <tD VALIGN=TOP HEIGHT= 151 ><NOBR><div> <A HREF="id31.htm" TARGET="_top" TITLE="Prequalify"><I><B><IMG SRC="0a59a160.png" border=0 width="154" height="22" ALIGN="BOTTOM" HSPACE="0" VSPACE="0"></B></I></A></div> <div> <A HREF="id34.htm" TARGET="_top" TITLE="First Time Buyer"><I><B>First Time Buyers</B></I></A></div> <div> <A HREF="id21.htm" TARGET="_top" TITLE="Loans 101"><I><B>Mortgage 101 </B></I></A></div> <div> <A HREF="id34.htm" TARGET="_top" TITLE="First Time Buyer"><I><B>All about Mortgages</B></I></A></div> <bR> <bR> </NOBR></tD> <tD VALIGN=TOP><NOBR><div> <A HREF="id57.htm" TARGET="_top" TITLE="Imperfect Credit"><I><B><IMG SRC="08585190.png" border=0 width="133" height="25" ALIGN="BOTTOM" HSPACE="0" VSPACE="0"></B></I></A></div> <div> <A HREF="id57_sub_prime_loans.htm" TARGET="_top" TITLE="Imperfect Credit"><I><B>Sub-prime Loans</B></I></A></div> <div> <A HREF="id57_how_to_improve_your_credit.htm" TARGET="_top" TITLE="Imperfect Credit"><I><B>Repairing your credit</B></I></A></div> </NOBR></tD> <tD VALIGN=TOP WIDTH="199"><div> <A HREF="id49.htm" TARGET="_top" TITLE="Foreclosure"><I><B>Foreclosure Buying Tips</B></I></A></div> <bR> <div> <A HREF="id49_1__learn_about_the_different_types_of.htm" TARGET="_top" TITLE="Foreclosure"><I><B>Different types of foreclosure properties</B></I></A></div> <div> <A HREF="id49_1__learn_about_the_different_types_of.htm" TARGET="_top" TITLE="Foreclosure"><I><B>Secure financing early</B></I></A></div> <div> <A HREF="id49_1__learn_about_the_different_types_of.htm" TARGET="_top" TITLE="Foreclosure"><I><B>Engage a real estate agent</B></I></A></div> <div> <A HREF="id49_1__learn_about_the_different_types_of.htm" TARGET="_top" TITLE="Foreclosure"><I><B>Do your homework </B></I></A></div> <div> <A HREF="id49_1__learn_about_the_different_types_of.htm" TARGET="_top" TITLE="Foreclosure"><I><B>Make a realistic offer</B></I></A><A HREF="id49_1__learn_about_the_different_types_of.htm" TARGET="_top" TITLE="Foreclosure"><I><B> </B></I></A></div> </tD> <tD VALIGN=TOP><NOBR><div> <A HREF="id56.htm" TARGET="_top" TITLE="About Us"><I><B><IMG SRC="08052170.png" border=0 width="82" height="23" ALIGN="BOTTOM" HSPACE="0" VSPACE="0"></B></I></A></div> <div> <A HREF="id6.htm" TARGET="_top" TITLE="Contact Us"><I><B>Contact us </B></I></A></div> <bR> <div> <A HREF="id6.htm" TARGET="_top" TITLE="Contact Us"><I><B>Map and directions</B></I></A></div> <bR> </NOBR></tD> </tR> </TABLE></B></I></div> <bR> <bR> <bR> <bR> <bR> <bR> <bR> </td> </tr></table></body>